Introduction
Sehat Card Pakistan ka sab se bara sarkari health insurance program hai, jo mustahiq khandanon ko empanelled hospitals me muft ilaj faraham karta hai. 2026 me is program ke usool aur coverage me tabdeeliyan ayi hain, jin ko samajhna har khandan ke liye zaroori hai, taake zaroorat ke waqt ilaj me koi rukawat na aye.
Sehat card 2026 ke bare me sab se ahem baat ye hai ke Punjab me ab koi alag card nahi hai: aap ka asal CNIC hi aap ka Sehat Card hai. Punjab Health Initiative Management Company (PHIMC) ke official FAQ ke mutabiq Punjab ke tamam permanent residents is program ke liye eligible hain. Hospital me dakhle ke waqt hospital ka facilitation officer aap ke CNIC se eligibility check karta hai.
Key Details
Punjab me Sehat Card ki salana had ke mutabiq secondary care ke liye Rs 60,000 fi khandan aur priority care ke liye Rs 400,000 fi khandan muqarrar hai, jo khususi surat me Rs 1,000,000 tak barhayi ja sakti hai. Sirf hospital me dakhla (admission) cover hota hai; OPD visits cover nahi hote.
PHIMC ke mutabiq cancer, ICU, CCU, NICU, medical cases, thalassemia aur tamam emergencies empanelled private hospitals me muft hain. Doosri bimariyon ke liye program 50% aur khandan 50% ada karta hai. Program me shamil hona muft hai: na koi registration fee hai aur na koi premium.
Doosre subon me nizam thora mukhtalif hai: Khyber Pakhtunkhwa me tamam rehaishi universal coverage ke tahat hain aur eligibility SMS se check ki ja sakti hai (KP code 9780, federal code 8500). Gilgit-Baltistan me bhi universal coverage hai, jabke Sindh aur Balochistan apne poverty-targeted variants chalate hain.
Eligibility Criteria
Punjab me tamam permanent residents eligible hain. Khandan se murad mian, biwi aur un ke ghair shadi shuda bachay hain. Agar aap Punjab me rehte hain lekin ineligible zahir hote hain to apna family record NADRA se update karayen aur PHIMC helpline 0800-07542 par rabta karen.
Khandan ke kisi fard ka valid CNIC hona zaroori hai. Bachon ke liye admission ke waqt B-Form darkar ho ga.
How to Apply
Sehat Card ke liye koi form bharne ya daftar jane ki zaroorat nahi hai. Punjab me eligibility khud-ba-khud hai; aap ka CNIC hi card hai. Agar aap ineligible nazar atay hain to Punjab me PSER survey (pser.punjab.gov.pk) ke zariye apna household data update karaya ja sakta hai.
KP ke rehaishi apna 13-hindson wala CNIC SMS se 9780 par bhej kar eligibility check kar sakte hain; federal code 8500 bhi istemal hota hai. Punjab ke liye SMS code nahi hai; helpline 0800-07542 par rabta karen ya empanelled hospital ke facilitation officer se poochhen.
Required Documents
Hospital jate waqt ye dastavez sath rakhen: mareez ka asal CNIC, bachon ke liye B-Form, aur agar mojood ho to pichli medical reports. Hospital me dakhle ke waqt facilitation officer aap ki eligibility digital tor par verify kare ga aur ilaj cashless shuru ho ga; hospital State Life Insurance ko bill bhejta hai.
Important Dates and Payments
Sehat Card ki coverage salana bunyad par hai aur is ki koi aakhri tareekh nahi hai; jab bhi zaroorat ho, empanelled hospital se ruju kiya ja sakta hai. Ilaj se pehle hamesha tasdeeq karen ke hospital empanelled list me shamil hai, kyun ke ghair empanelled hospital me ilaj cover nahi ho ga.
Agar koi hospital covered service ke liye paisa mange to PHIMC helpline 0800-07542 par shikayat darj karayen. Program ke usool aur hospital list waqtan fawqtan update hote rehte hain, is liye ilaj se pehle helpline se tasdeeq karna behtar hai.
Frequently Asked Questions (FAQs)
Kya Sehat Card ke liye registration karani parti hai?
Nahi. Punjab me aap ka CNIC hi card hai aur eligibility khud-ba-khud hai. Koi fee ya premium nahi hai.
Sehat Card par kitne ka ilaj muft hai?
Punjab me secondary care ke liye Rs 60,000 aur priority care ke liye Rs 400,000 salana fi khandan, jo khususi surat me Rs 1,000,000 tak barh sakta hai. Cancer, ICU aur emergencies muft hain.
OPD checkup cover hota hai?
Nahi. Sirf hospital me dakhla (admission) cover hota hai; OPD visits aur bahar ki pharmacy se dawai cover nahi hoti.
Eligibility kaise check karen?
Punjab me PHIMC helpline 0800-07542 par rabta karen. KP me CNIC SMS se 9780 par bhejen.
Useful Links and Resources
- Sehat Sahulat Program: https://sehatcard.gov.pk
- Punjab Health Initiative Management Company: https://phimc.punjab.gov.pk
- PSER Punjab Survey: https://pser.punjab.gov.pk
- NADRA: https://nadra.gov.pk
- PHIMC Helpline: 0800-07542 (24/7, muft)
Conclusion
Sehat Card 2026 aik khandan ke liye aik bari sahulat hai, lekin is se faida uthane ke liye usool samajhna zaroori hai: Punjab me CNIC hi card hai, ilaj sirf empanelled hospital me admission par cover hota hai aur OPD cover nahi hota. Ilaj se pehle hospital ki empanelment aur apni eligibility helpline se zaroor confirm karen, taake mushkil waqt me koi pareshani na ho. Aur yaad rakhen: is program me shamil hone ke liye kisi ko koi paisa na den; ye khidmat muft hai.